Rise of the Machines – Appliance Fires and Flood Claims
October 22, 2015
From 2009 to 2013, 18% of fires in Canada were caused by cooking equipment. However, water damage (caused by water main breaks, overflowing appliances and hot water tank leaks) has replaced fire and theft as Canada’s largest source of claim.1In recent years, 44% of claims were from water damage, and in 2013, payouts reached $3.2 billion.2
Homeowners were encouraged to install sump pumps to prevent flooding, but these appliances are now becoming a source of claims activity on their own—for both fire and flooding.3
Join Origin and Cause forensic engineers Michelle Bradley and Mena Costandi to learn about the appliances that are most likely to be the cause of a fire and flood claims. Most commonly found in kitchens, laundry rooms and basements, they include:
- Countertop appliances such as toasters, microwaves, coffee machines, etc.
- Washing machines
- Sump Pumps
- How and why these appliances fail
- The most common causes of loss
- How to identify opportunities of subrogation
- How to properly preserve evidence
Both Bradley and Costandi specialize in investigations involving failure analysis and will explore residential, commercial and industrial claims.
A must-see for:
- Property adjusters
- Risk managers
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About the Speakers
Michelle specializes in vehicle fire investigation, failure analysis, product liability, residential and commercial appliances, equipment malfunctions in sprinkler systems, and heating and refrigeration equipment. She also has experience investigating vehicle fires including transport trucks, forestry and farm equipment. Prior to entering the field of forensic engineering, Michelle performed mechanical engineering tests and evaluations for Ford Canada and was an equipment engineer for Samsung Austin Semiconductor.
Mena specializes in structural fires and electrical failures and has performed more than 600 fire and product liability investigations. His professional experience includes airside development for the Greater Toronto Airports Authority, industrial controls and instrumentation for Dofasco Inc., and research and development for Petro Canada.